The formation of a corporate borrower rating system
Bairamova Milana Baladzhaevna
Russia, St. Petersburg State University
Khalilova Miliausha Khamitovna
Doctor of Economics, Professor
Russia, Saint-Petersburg State University
In the paper the author considers the main methodological problems of credit risk assessment by banks when crediting the corporate borrowers. The paper offers the complex way for the analysis of solvency of the potential borrowers using a rating system, which meets the requirements of The Basel Committee on Banking supervision. That allows showing the financial position of the borrower and his ability to repay his obligations to the bank.
internal credit ratings, credit risk, analysis and assessment of company`s financial position, Internal Risk-Based Approach, Basel Committee on Banking Supervision.
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