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Features of open API interfaces for the Russian regional financial market

Features of open API interfaces for the Russian regional financial market


Мартюкова Вера Михайловна
Россия, Финансовый университет при правительстве РФ
Ермакова Марина Николаевна
кандидат экономических наук, доцент Департамента учета, анализа и аудита
Россия, Финансовый университет при правительстве РФ


The purpose of this work is to study the possibilities of open APIs in the banking sector, the stage of their development and prospects for their application in the regions of Russia. The object of research is the Open API, its key features, and the necessary conditions for their development in the Federal districts of the Russian Federation. The subject of the research is the advantages and risks of using open banking APIs for FINTECH companies, banks and their clients in the conditions of digitalization of Federal districts. Methodology. The article uses methods of retrospection, analysis, comparison, graphical and statistical research. Result. The result of the research is a characteristic of open APIs, their key capabilities and prospects for use in the domestic financial market for making effective management decisions related to the formation of a single financial and economic space in Russia. Conclusion. Open APIs that allow information to be received and transmitted between information systems of various organizations using standard data exchange protocols can become an important tool for integrating the Russian market, including regional financial structures, into the global financial system.

Ключевые слова

open interfaces, Open API, fintech, banking system, financial market, Open Banking.

Рекомендуемая ссылка

Мартюкова Вера Михайловна, Ермакова Марина Николаевна. Features of open API interfaces for the Russian regional financial market // Современные технологии управления. ISSN 2226-9339. — #3 (93). Номер статьи: 9316. Дата публикации: 04.12.2020. Режим доступа: https://sovman.ru/en/article/9316/


Martyukova Vera Mikhailovna
Russia, Financial University under the Government of the Russian Federation
Ermakova Marina Nikolayevna
PHD, Associate Professor at the Department of Accounting, Analysis and Audit
Russia, Financial University under the Government of the Russian Federation



Suggested citation

Martyukova Vera Mikhailovna, Ermakova Marina Nikolayevna. // Modern Management Technology. ISSN 2226-9339. — #3 (93). Art. #  9316. Date issued: 04.12.2020. Available at: https://sovman.ru/en/article/9316/

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