Features of open API interfaces for the Russian regional financial market


Russia, Financial University under the Government of the Russian Federation
[email protected]

PHD, Associate Professor at the Department of Accounting, Analysis and Audit
Russia, Financial University under the Government of the Russian Federation


The purpose of this work is to study the possibilities of open APIs in the banking sector, the stage of their development and prospects for their application in the regions of Russia. The object of research is the Open API, its key features, and the necessary conditions for their development in the Federal districts of the Russian Federation. The subject of the research is the advantages and risks of using open banking APIs for FINTECH companies, banks and their clients in the conditions of digitalization of Federal districts. Methodology. The article uses methods of retrospection, analysis, comparison, graphical and statistical research. Result. The result of the research is a characteristic of open APIs, their key capabilities and prospects for use in the domestic financial market for making effective management decisions related to the formation of a single financial and economic space in Russia. Conclusion. Open APIs that allow information to be received and transmitted between information systems of various organizations using standard data exchange protocols can become an important tool for integrating the Russian market, including regional financial structures, into the global financial system.


open interfaces, Open API, fintech, banking system, financial market, Open Banking.

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Martyukova Vera Mikhailovna , Ermakova Marina Nikolayevna
Features of open API interfaces for the Russian regional financial market// Modern Management Technology. ISSN 2226-9339. – #3 (93). Art. # 9316. Date issued: . Available at: https://sovman.ru/en/article/9316/

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