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Overview of current state of the mortgage leaning market in the Russian Federation

Overview of current state of the mortgage leaning market in the Russian Federation


Гребенникова Вера Александровна
кандидат экономический наук, доцент
Россия, Кубанский государственный университет
Остапенко Мария Игоревна
Россия, Кубанский государственный университет


The article testifies to the significant function of mortgage housing lending in the conditions of a modern market economy. At the same time, the crisis phenomena caused not only by the economic state of the country under the pressure of sanctions, but also by the coronavirus pandemic (COVID-19), make significant changes in the course of development of the mortgage lending market in Russia. The article is largely devoted to the situation of mortgage lending for 2021 and the prospects for its development. The analysis of the dynamics of the state of the housing lending market in the Russian Federation is carried out.

Ключевые слова

mortgage lending, mortgage rate, mortgage lending market, credit and financial system, key rate of the Central Bank

Рекомендуемая ссылка

Гребенникова Вера Александровна, Остапенко Мария Игоревна. Overview of current state of the mortgage leaning market in the Russian Federation // Современные технологии управления. ISSN 2226-9339. — #1 (97). Номер статьи: 9708. Дата публикации: 18.02.2022. Режим доступа: https://sovman.ru/en/article/9708/


Grebennikova Vera Aleksandrovna
Candidate of Economic Sciences, Associate Professor
Russia, Kuban State University
Ostapenko Mariya Igorevna
Russia, Kuban State University



Suggested citation

Grebennikova Vera Aleksandrovna, Ostapenko Mariya Igorevna. // Modern Management Technology. ISSN 2226-9339. — #1 (97). Art. #  9708. Date issued: 18.02.2022. Available at: https://sovman.ru/en/article/9708/

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Библиографический список

  1. Analysts announced a sharp decrease in the issuance of mortgages after the tightening of the preferential program [Analitiki zayavili o rezkom snizhenii vydachi ipoteki posle uzhestocheniya l’gotnoy programmy] // URL: https://www.forbes.ru/newsroom/finansy-i-investicii/436837-analitiki-zayavili-o-rezkom-snizhenii-vydachi-ipoteki-posle (communication date 08/12/2021)
  2. Analysts predicted an increase in mortgage rates [Analitiki sprognozirovali rost stavok po ipoteke] //URL: https://www.9111.ru/questions/7777777771474468/ (communication date 08/12/2021)
  3. Dom.RF predicted an increase in mortgage rates up to 9% by the end of 2021 [V «Dom.RF» sprognozirovali rost stavok po ipoteke do 9% k kontsu 2021 goda] //URL: https://realty.rbc.ru/news/611271d89a79471a1d2ab9a2?utm_source=yxnews&utm_medium=desktop&nw=1628769698000 (date of communication 08/12/2021)
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  10. Putin instructed to ensure the possibility of issuing preferential mortgages for the purchase of private houses [Putin poruchil obespechit’ vozmozhnost’ vydachi l’gotnoy ipoteki dlya pokupki chastnykh domov] //URL: https://rg.ru/2021/08/06/putin-poruchil-obespechit-vozmozhnost-vydachi-lgotnoj-ipoteki-dlia-pokupki-chastnyh-domov.html (communication date 08/12/2021)
  11. Mortgage conditions will change from August 1 [S 1 avgusta izmenyatsya usloviya po ipoteke] //URL: https://news.mail.ru/economics/47272268/ (communication date 08/12/2021)
  12. The rate is higher, there is less money: new conditions for preferential mortgages from July 2021 [Stavka vyshe, deneg men’she: novyye usloviya l’gotnoy ipoteki s iyulya 2021 goda] //URL: https://journal.tinkoff.ru/news/ipoteka-7-s-1-07-2021/ (communication date 12.08 .2021)
  13. The Central Bank has sharply raised the key rate: how will mortgages rise in price? [TSB rezko povysil klyuchevuyu stavku: kak podorozhayet ipoteka] //URL: https://realty.rbc.ru/news/60faa4089a7947be11eac2fc (data obshcheniya 12.08.2021)
  14. The Central Bank decided to tighten restrictions on mortgage lending [TSB reshil uzhestochit’ ogranicheniya v ipotechnom kreditovanii] //URL: https://www.rbc.ru/finances/21/05/2021/60a7c8479a79479be3ab60eb (communication date 08/12/2021)
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