Overview of current state of the mortgage leaning market in the Russian Federation
Authors
Grebennikova Vera Aleksandrovna
Candidate of Economic Sciences, Associate Professor
Russia, Kuban State University
[email protected]
Ostapenko Mariya Igorevna
Russia, Kuban State University
[email protected]
Abstract
The article testifies to the significant function of mortgage housing lending in the conditions of a modern market economy. At the same time, the crisis phenomena caused not only by the economic state of the country under the pressure of sanctions, but also by the coronavirus pandemic (COVID-19), make significant changes in the course of development of the mortgage lending market in Russia. The article is largely devoted to the situation of mortgage lending for 2021 and the prospects for its development. The analysis of the dynamics of the state of the housing lending market in the Russian Federation is carried out.
Keywords
mortgage lending, mortgage rate, mortgage lending market, credit and financial system, key rate of the Central Bank
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